3. No down payment required
(for amounts over EUR 1,400 a minimum advance payment of 10% applies, payable at the place where the service is provided)
4. Loans for private individuals with a regular, verifiable income and a good credit history:
4.1. Permanent residents of the Republic of Latvia aged 21 to 80
4.2. Foreign nationals holding a permanent or temporary residence permit issued by the Office of Citizenship and Migration Affairs of the Ministry of the Interior of the Republic of Latvia
5. Loans for companies (legal entities)
6. Contract signing: remotely via SmartID, eParaksts mobile or eParaksts eID.